Long Term Care Insurance


Representing 10 respected carriers allows me to customize your long-term care planning.

Select from Home Care, Assisted Living, or Combination

  • Fortis
  • CNA
  • Auto Owners
  • Golden Rule
  • TransAmerica
  • MetLife


















  • Health Savings Accounts 

    A tax-advantaged health plan for the self-employed to control the destiny of their healthcare.
    Allows you to use alternative care also.
    (www.wholelifepages.net)

  • Golden Rule
  • Fortis







  • Health Insurance


    These HMOs have expanded their doctor and hospital listings greatly in the Scottsdale area:

  • United Health Care 
  • Health Net 
  • NEW Feature!!
    You can now apply directly to Health Net from our site! 
    Just click the link below:

    Health Net Application
     



    PPOs offer more flexibility in choice of doctors. 
    $15 co-payment plans and reasonable premiums are popular with the public.

  • American Community
  • Provident
  • Blue Cross
  • Fortis
  • Golden Rule















  • Disability & Life Insurance
  • Auto Owners
  • Kemper
  • MetLife
  • TransAmerica
  • CNA
















  • Home Insurance

  • Auto Owners
  • Auto Owners of Lansing, Michigan has been awarded the highest A.M. Best Rating of A+ (superior) for its financial strength. 
    It can insure high valued homes, builders risk, and seasonal properties.

  • Chubb
  • If you want all the bells and whistles, we've got that!
     

     

    For all your real estate needs, think of
    Joan Stempski
    www.joanstempski.com


     




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